ICICI Bank UK PLC is neither a private nor a public university. It is a wholly-owned subsidiary of ICICI Bank Limited, India’s largest private sector bank. The institution operates as a commercial bank in the United Kingdom, offering retail and corporate banking services.
As a financial entity, it falls under the regulatory oversight of the Prudential Regulation Authority (PRA) and the Financial Conduct Authority (FCA) in the UK. It is not an educational institution, so classifications like ‘private’ or ‘public’ university do not apply. Its primary focus is on banking and financial services, not academia.