The Bank of Montreal (BMO) offers Guaranteed Investment Certificates (GICs) with varying intakes and deadlines depending on the product and investor type. Most GICs can be purchased year-round, but promotional rates or specific offerings may have limited-time windows.
For students applying under the Student GIC Program, applications typically open in April for the fall intake, with deadlines in August. Winter and spring intakes may have different timelines. Always check BMO’s official website or contact a representative for the most current dates, as deadlines can shift based on demand or regulatory changes.
