To apply for a Bank of Montreal (BMO) Guaranteed Investment Certificate (GIC), start by checking eligibility criteria, typically requiring you to be an international student planning to study in Canada. Visit BMO’s official GIC program webpage and complete the online application form. Submit required documents, including proof of admission to a Canadian institution, passport copy, and student visa (if available).
Transfer the required GIC amount (usually CAD $10,000 or more) to your BMO account. Once funds are received, BMO issues a GIC certificate. Use this document to apply for your Canadian study permit through Immigration, Refugees and Citizenship Canada (IRCC).
