To apply for student credit in a study-abroad country, start by researching local banks or financial institutions offering student-friendly credit options. Check eligibility criteria, which often include proof of enrollment, a local address, and sometimes a co-signer.
Gather required documents such as your passport, student visa, admission letter, and financial statements. Some countries may require a credit history, so consider secured credit cards if you’re new to credit.
Compare interest rates, fees, and repayment terms before applying. Submit your application online or in-person, and await approval, which may take days to weeks depending on the institution.
